Stellar, a Blockchain-based network, is a decentralized protocol for transfers of digital currency to fiat money. It is a cross-border transfer and payment system that connects commercial entities to reduce dealing costs and time. The symbol XLM denotes Lumens, the native cryptocurrency of the network. All three terms- stellar, lumens, and XLM are used interchangeably despite being different. This section will feature all updates about the platform and its cryptocurrency. Stellar properties The network primarily focuses on progressing economies in payment and loan areas. It works on consensus protocol where the transaction confirmation method is restricted to a selected set of nodes. It assists a distributed exchange system and automatically executes the conversion of coins. Besides, this blockchain system caters cross-border payments to more than 70 nations and is in a partnership with IBM ( International Business Machines corp.) for a stablecoin project.